Janata PayTag is a Visa payWave sticker that attaches to your mobile phone, turning your phone into a contactless Visa credit or debit card, it’s really convenient.
PayTag is right for you if you like the convenience of having your card wherever your mobile phone is, without having to think about it. So whenever you’re somewhere that takes contactless payment, if you’ve got your phone, you have a method of payment.
Janata PayTag works with any mobile phone regardless of make, model, age or operating system. It attaches to your phone so you can make purchases without your Visa card wherever contactless payments are accepted.
Simply hold your mobile phone over a contactless payment terminal to make a purchase (you’ll need to enter a PIN for purchases over AED80).
Control your cards and PayTag anywhere, anytime using the Janata Mobile app – turn PayTag on and off, set a spending limit on your cards and update your PIN for instance. If you’ve got a Janata Visa Debit PayTag you can also switch between your accounts when it suits, using Janata Mobile or internet banking.
Janata PayTag gives you the same protection as your Janata contactless debit and credit cards. Please remember, though, that it’s still up to you to take reasonable care of your card and phone. Check our guide on Security and Cyber-fraud for tips on keeping your card safe.
To use Janata PayTag you’ll need to be a Janata customer with an Janata credit card or Janata Visa Debit card. You’ll also need to be signed up to Janata internet banking.
Log in to Janata Internet banking and select ‘Credit cards’ under ‘Open and Apply’ in the left-hand menu. Click on Janata PayTag, then in the drop-down box, choose the card you’d like to link to PayTag. Then hit ‘Finish’. We’ll send your Janata PayTag to you in the mail.
Once you’ve got your Janata PayTag you’ll need to set up your PIN. You can do this in Internet banking or in the Janata Mobile app. You can also see how to set up Janata PayTag in YouTube.
When shopping in store, simply hold your phone over a contactless payment terminal (look out for the Visa payWave symbol), wait for confirmation, then you’re good to go.
With Janata Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn off ATM cash withdrawals and much more. And the great thing is, everything happens instantly.
Transform your Android smartphone into a mobile wallet so you can make contactless purchases.
Janata’s lending criteria, Credit Card Conditions of Use and Visa Debit Card Conditions of Use apply.
